Product transfer

Is your customer looking to transfer their mortgage term?

Apply to transfer online in minutes and we'll send you and your customer an offer within five working days.

Product transfer

If your customer is looking to transfer their rate, check out our existing customer range.

View our products

How does it work?

If you or your firm introduced your customer's current mortgage after June 2014, you can apply to transfer their mortgage online. Select a product from our existing customer range and complete our form in minutes. We’ll send you and your customer an offer within five working days.  

And to make it even easier, we allow you to book product transfers up to three months early. Your customer's new interest rate will start on the expiry of their promotional period.

If you or your firm did not introduce the current mortgage or the mortgage started before June 2014, you'll need to call us on 0345 266 8928* to check eligibility.

Why transfer?

  • Products available with no Product Fee
  • No legal fees
  • No Valuation Fee
  • No paperwork. The application can progress straight to offer
  • Quick and easy. We’ll send you and your customer an offer within five working days
  • Early booking up to three months before the end of your customer's promotional period
  • No proof of income needed.

What do you need to do?

  1. Make sure you're registered and able to submit business with Bank of Ireland for Intermediaries so we can verify you. Check our distribution page for more information
  2. Check your customer has a mortgage with Bank of Ireland. Your customer may have a Bank of Ireland branded mortgage document, but they might have originally applied through one of our partner brands. Call us to check on 0345 266 8928*
  3. Check that you or your firm introduced the current mortgage after June 2014. You'll need to call our enquiry line on 0345 266 8928* if you or your firm did not introduce the current mortgage after June 2014 or the mortgage started before June 2014
  4. Take a look at our existing customer product range
  5. Apply online now by clicking on the relevant link below
  6. Complete and submit the online form
  7. We'll then post a copy of the Offer to you and your customer
  8. The Offer is valid for 30 days. Your customer will need to sign and return the Offer within 30 days to secure the rate.

If you need a Mortgage Illustration you're able to produce this yourself from your sourcing system. If you'd like us to do this for you, just complete a Mortgage Illustration Request Form and fax it back to us. We'll then email the Illustration back to you within two working days. Just remember that you'll need to apply after you've received the illustration.

Alternatively, you can apply now and use the mortgage offer for your illustration compliance purposes.

If you have any questions call our enquiry line on 0345 266 8928*.

 

Product transfer

If your customer is looking to transfer their rate, check out our existing customer range.

View our products