Existing customer products

Product transfer

Take advantage of quick offers, an online application process and early booking. 

How it works

If your customer is looking to transfer their mortgage, you'll find all our existing customer products below. 

You can transfer their mortgage if you or your firm introduced your customer's current mortgage after June 2014. Simply select a product and apply online.

If you did not initially introduce your customer's mortgage or the mortgage started before June 2014, call our intermediary enquiry line on 0345 266 8928*. 

Use our new business products for new customer cases.

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Showing 33 Products

The Bank of Ireland Standard Variable Rate is currently 4.49%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 08/01/2018.

75% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.40% Fixed

until 30/04/2020 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

4.0% APRC £0 3% until 30/04/2019 then 2% until 30/04/2020 2F3
5 Yrs 2.90% Fixed

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

3.6% APRC £0 4% until 30/04/2020 then 3% until 30/04/2022 then 2% until 30/04/2023 2F4
75% LTV | Self Certification Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.49% Fixed

until 30/04/2020 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

4.3% APRC £0 3% until 30/04/2019 then 2% until 30/04/2020 2H3
5 Yrs 3.79% Fixed

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

4.2% APRC £0 4% until 30/04/2020 then 3% until 30/04/2022 then 2% until 30/04/2023 2H4
75% LTV | First Start Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.50% Fixed

until 30/04/2020 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

4.1% APRC £0 3% until 30/04/2019 then 2% until 30/04/2020 2H7
5 Yrs 3.10% Fixed

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

3.9% APRC £0 4% until 30/04/2020 then 3% until 30/04/2022 then 2% until 30/04/2023 2H8
75% LTV | Buy to Let Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
3 Yrs 3.49% Fixed

until 30/04/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

4.1% APRC £0 3% until 30/04/2020 then 2% until 30/04/2021 2J3
5 Yrs 3.75% Fixed

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

4.1% APRC £0 4% until 30/04/2020 then 3% until 30/04/2022 then 2% until 30/04/2023 2J4
75% LTV | Help to Buy Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.40% Fixed

until 30/04/2020 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

4.0% APRC £0 3% until 30/04/2019 then 2% until 30/04/2020 2G3
5 Yrs 2.90% Fixed

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

3.6% APRC £0 4% until 30/04/2020 then 3% until 30/04/2022 then 2% until 30/04/2023 2G4
85% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.59% Fixed

until 30/04/2020 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

4.0% APRC £0 3% until 30/04/2019 then 2% until 30/04/2020 2F5
5 Yrs 3.59% Fixed

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

4.1% APRC £0 4% until 30/04/2020 then 3% until 30/04/2022 then 2% until 30/04/2023 2F6
85% LTV | Help to Buy Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.59% Fixed

until 30/04/2020 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

4.0% APRC £0 3% until 30/04/2019 then 2% until 30/04/2020 2G5
5 Yrs 3.59% Fixed

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

4.1% APRC £0 4% until 30/04/2020 then 3% until 30/04/2022 then 2% until 30/04/2023 2G6
90% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
2 Yrs 4.24% Fixed

until 30/04/2020 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

4.6% APRC £0 3% until 30/04/2019 then 2% until 30/04/2020 2F7
5 Yrs 4.59% Fixed

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

4.7% APRC £0 4% until 30/04/2020 then 3% until 30/04/2022 then 2% until 30/04/2023 2F8
90% LTV | Help to Buy Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
2 Yrs 4.24% Fixed

until 30/04/2020 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

4.6% APRC £0 3% until 30/04/2019 then 2% until 30/04/2020 2G7
5 Yrs 4.59% Fixed

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

4.7% APRC £0 4% until 30/04/2020 then 3% until 30/04/2022 then 2% until 30/04/2023 2G8
All LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
2 Yrs 4.79% Fixed

until 30/04/2020 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

4.8% APRC £0 3% until 30/04/2019 then 2% until 30/04/2020 2F9
5 Yrs 4.99% Fixed

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

5.0% APRC £0 4% until 30/04/2020 then 3% until 30/04/2022 then 2% until 30/04/2023 2G2
All LTV | Residential Standard Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.49% Variable

which is our Standard Variable Rate for the entire mortgage term

4.5% APRC £0 None 2TX
All LTV | Help to Buy Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
2 Yrs 4.79% Fixed

until 30/04/2020 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

4.8% APRC £0 3% until 30/04/2019 then 2% until 30/04/2020 2G9
5 Yrs 4.99% Fixed

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

5.0% APRC £0 4% until 30/04/2020 then 3% until 30/04/2022 then 2% until 30/04/2023 2H2
All LTV | First Start Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
2 Yrs 4.99% Fixed

until 30/04/2020 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

4.8% APRC £0 3% until 30/04/2019 then 2% until 30/04/2020 2H9
5 Yrs 5.19% Fixed

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

5.0% APRC £0 4% until 30/04/2020 then 3% until 30/04/2022 then 2% until 30/04/2023 2J2
All LTV | First Start Standard Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.49% Variable

which is our Standard Variable Rate for the entire mortgage term

4.6% APRC £0 None XFN
All LTV | Self Certification Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
2 Yrs 5.49% Fixed

until 30/04/2020 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

5.0% APRC £0 3% until 30/04/2019 then 2% until 30/04/2020 2H5
5 Yrs 5.79% Fixed

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

5.6% APRC £0 4% until 30/04/2020 then 3% until 30/04/2022 then 2% until 30/04/2023 2H6
All LTV | Self Certification Standard Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.49% Variable

which is our Standard Variable Rate for the entire mortgage term

4.5% APRC £0 None P51
All LTV | Buy to Let Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
3 Yrs 3.69% Fixed

until 30/04/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

4.2% APRC £0 3% until 30/04/2020 then 2% until 30/04/2021 2J5
5 Yrs 3.89% Fixed

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

4.2% APRC £0 4% until 30/04/2020 then 3% until 30/04/2022 then 2% until 30/04/2023 2J6
7 Yrs 4.29% Fixed

until 30/04/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

4.5% APRC £0 4% until 30/04/2022 then 3% until 30/04/2024 then 2% until 30/04/2025 2J7
All LTV | Buy to Let Standard Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.49% Variable

which is our Standard Variable Rate for the entire mortgage term

4.5% APRC £0 None BVR

75% LTV | Residential Fixed Rates Print products

Term2
Rate2.40% Fixed
Code2F3
Description

until 30/04/2020 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
3% until 30/04/2019 then 2% until 30/04/2020
Term5
Rate2.90% Fixed
Code2F4
Description

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
3.6% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
4% until 30/04/2020 then 3% until 30/04/2022 then 2% until 30/04/2023

75% LTV | Self Certification Fixed Rates Print products

Term2
Rate3.49% Fixed
Code2H3
Description

until 30/04/2020 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
4.3% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
3% until 30/04/2019 then 2% until 30/04/2020
Term5
Rate3.79% Fixed
Code2H4
Description

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
4% until 30/04/2020 then 3% until 30/04/2022 then 2% until 30/04/2023

75% LTV | First Start Fixed Rates Print products

Term2
Rate2.50% Fixed
Code2H7
Description

until 30/04/2020 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
3% until 30/04/2019 then 2% until 30/04/2020
Term5
Rate3.10% Fixed
Code2H8
Description

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
4% until 30/04/2020 then 3% until 30/04/2022 then 2% until 30/04/2023

75% LTV | Buy to Let Fixed Rates Print products

Term3
Rate3.49% Fixed
Code2J3
Description

until 30/04/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
3% until 30/04/2020 then 2% until 30/04/2021
Term5
Rate3.75% Fixed
Code2J4
Description

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
4% until 30/04/2020 then 3% until 30/04/2022 then 2% until 30/04/2023

75% LTV | Help to Buy Fixed Rates Print products

Term2
Rate2.40% Fixed
Code2G3
Description

until 30/04/2020 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
3% until 30/04/2019 then 2% until 30/04/2020
Term5
Rate2.90% Fixed
Code2G4
Description

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
3.6% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
4% until 30/04/2020 then 3% until 30/04/2022 then 2% until 30/04/2023

85% LTV | Residential Fixed Rates Print products

Term2
Rate2.59% Fixed
Code2F5
Description

until 30/04/2020 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
3% until 30/04/2019 then 2% until 30/04/2020
Term5
Rate3.59% Fixed
Code2F6
Description

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
4% until 30/04/2020 then 3% until 30/04/2022 then 2% until 30/04/2023

85% LTV | Help to Buy Fixed Rates Print products

Term2
Rate2.59% Fixed
Code2G5
Description

until 30/04/2020 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
3% until 30/04/2019 then 2% until 30/04/2020
Term5
Rate3.59% Fixed
Code2G6
Description

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
4% until 30/04/2020 then 3% until 30/04/2022 then 2% until 30/04/2023

90% LTV | Residential Fixed Rates Print products

Term2
Rate4.24% Fixed
Code2F7
Description

until 30/04/2020 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
4.6% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
3% until 30/04/2019 then 2% until 30/04/2020
Term5
Rate4.59% Fixed
Code2F8
Description

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
4.7% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
4% until 30/04/2020 then 3% until 30/04/2022 then 2% until 30/04/2023

90% LTV | Help to Buy Fixed Rates Print products

Term2
Rate4.24% Fixed
Code2G7
Description

until 30/04/2020 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
4.6% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
3% until 30/04/2019 then 2% until 30/04/2020
Term5
Rate4.59% Fixed
Code2G8
Description

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
4.7% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
4% until 30/04/2020 then 3% until 30/04/2022 then 2% until 30/04/2023

All LTV | Residential Fixed Rates Print products

Term2
Rate4.79% Fixed
Code2F9
Description

until 30/04/2020 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
4.8% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
3% until 30/04/2019 then 2% until 30/04/2020
Term5
Rate4.99% Fixed
Code2G2
Description

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
5.0% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
4% until 30/04/2020 then 3% until 30/04/2022 then 2% until 30/04/2023

All LTV | Residential Standard Variable Rate Print products

TermStandard Variable
Rate4.49% Variable
Code2TX
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.5% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
None

All LTV | Help to Buy Fixed Rates Print products

Term2
Rate4.79% Fixed
Code2G9
Description

until 30/04/2020 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
4.8% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
3% until 30/04/2019 then 2% until 30/04/2020
Term5
Rate4.99% Fixed
Code2H2
Description

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
5.0% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
4% until 30/04/2020 then 3% until 30/04/2022 then 2% until 30/04/2023

All LTV | First Start Fixed Rates Print products

Term2
Rate4.99% Fixed
Code2H9
Description

until 30/04/2020 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
4.8% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
3% until 30/04/2019 then 2% until 30/04/2020
Term5
Rate5.19% Fixed
Code2J2
Description

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
5.0% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
4% until 30/04/2020 then 3% until 30/04/2022 then 2% until 30/04/2023

All LTV | First Start Standard Variable Rate Print products

TermStandard Variable
Rate4.49% Variable
CodeXFN
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.6% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
None

All LTV | Self Certification Fixed Rates Print products

Term2
Rate5.49% Fixed
Code2H5
Description

until 30/04/2020 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
5.0% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
3% until 30/04/2019 then 2% until 30/04/2020
Term5
Rate5.79% Fixed
Code2H6
Description

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
5.6% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
4% until 30/04/2020 then 3% until 30/04/2022 then 2% until 30/04/2023

All LTV | Self Certification Standard Variable Rate Print products

TermStandard Variable
Rate4.49% Variable
CodeP51
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.5% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
None

All LTV | Buy to Let Fixed Rates Print products

Term3
Rate3.69% Fixed
Code2J5
Description

until 30/04/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
3% until 30/04/2020 then 2% until 30/04/2021
Term5
Rate3.89% Fixed
Code2J6
Description

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
4% until 30/04/2020 then 3% until 30/04/2022 then 2% until 30/04/2023
Term7
Rate4.29% Fixed
Code2J7
Description

until 30/04/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.49% variable

The Overall Cost of Comparison
4.5% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
4% until 30/04/2022 then 3% until 30/04/2024 then 2% until 30/04/2025

All LTV | Buy to Let Standard Variable Rate Print products

TermStandard Variable
Rate4.49% Variable
CodeBVR
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.5% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
None

Product transfer

Take advantage of quick offers, an online application process and early booking. 

How it works